Scott Berkley, Loan Officer NMLS #1995397
Could a Reverse Mortgage help you live happily by day, & sleep well at night?
FIND OUT !
#1 Feature
of a Reverse Mortgage
1. You can use the proceeds for anything, completely tax-free! Pay off debts & bills, including your current mortgage, go on trips, spoil the grandkids, help your heirs with what they need now… whatever!
#2 Feature
of a Reverse Mortgage
2. You don't have to pay off the reverse mortgage in your lifetime as long as you continue to reside there, keep the property maintained, and stay current on your yearly property tax and hazard insurance.
#3 Feature
of a Reverse Mortgage
3. When the loan is paid off, you or your heirs will never be "upside down" on the loan. In fact, with housing prices almost always increasing over time, you will likely have plenty to pass on to your heirs.
Our Promise
We evaluate your situation to find the best funding options with the best terms.
Are you tired of Mortgage Companies and agents that over-complicate things, don’t explain your options well, or tie up your time inappropriately? Don’t worry. Scott Berkley/Nexa Mortgage has what you’re looking for.
We offer:
✓ Simple and easy Reverse Mortgage Advice
✓ Online Access 24 Hours/7 Days
✓ Clear and Easy to Follow Explanations & Offers
Don't settle for a Reverse Mortgage Company that isn’t giving you the type of service you’re looking for.
Call Scott Berkley 801-613-3746 to book an appointment and get your first Consultation absolutely FREE, no obligation!
Our Services
When you work with us you get:
Let us assist you in determining if a Reverse Mortgage is right for you. There are several different types of Reverse Mortgages and based upon your situation we will advise and offer what is best option for you.
We provide personalized Consultation and Services to all of our clients. You will have a committed Advisor that helps you determine what is best for you. You can rely upon them to offer the best advice and guidance.
CALL TODAY!
Testimonials
See what people are saying about Scott Berkley and Reverse Mortgages.
Deanna W.
Thanks so much Scott for all your help in getting this done. We appreciate you taking care of us in this process.
Elizabeth M.
Scott Berkley was exceptional! He kept us informed and on task; made the process easier; very encouraging and excited for us; helped us obtain paperwork for my husband who is self-employed. We also recommended him to our son.
Jim W.
Scott was very professional aned very cooperative. I would highly suggest anyone to use him. He was very honest.
Linda H.
Scott Berkley was so professional and made sure we had what we wanted and needed from our reverse mortgage. It was an easy process. We would recommend him and his company to anyone interested in getting a reverse mortgage.
Phil G.
Our reverse mortgage allowed me to retire years earlier than I was anticipating by paying off our mortgage. We live comfortably now, and I love retirement!
Blake M.
Scott Berkley has been a great help in walking us through the reverse mortgage application process. After determining this would be a good for us, Scott has helped us every step of the way. No pressure, and he has shown genuine concern for us and financial future.
SCHEDULE YOUR COMPLIMENTARY CONSULTATION
Are Reverse Mortgages insured by the Government?
Yes, the US Department of Housing & Urban Development insures reverse mortgages, so when the property is sold, you will never owe more than the proceeds from the sale. I.E. never be "upside down" For more details on HUD's support for reverse mortgages, see their site at https://www.hud.gov/program_offices/housing/sfh/hecm/hecmhome
Traditional Reverse Mortgage
Are you looking for the best way to turn your home equity into cash? For seniors aged 62 and older, our reverse mortgage services can ensure financial stability for many years to come. If you have avoided looking into a reverse mortgage company in the past due to your own preconceived notions, or the opinions of those in your sphere of influence, now’s a good time to research them further. I will help you determine whether or not a reverse mortgage is a good fit, and is so, when is the best time to utilize one.
Retirement Planning
When growing older, we want to ensure that our needs and our family needs are provided for, with no surprises. Our Loan Officers can help you with a Reverse Mortgage Plan, so that you can rest easy and know that in case of any kind of financial emergency, you and your property are shielded from any misappropriations or conflicts.
We can assist in the long-term financial assistance that a Reverse Mortgage can offer, and help in that process so you get what you need.
Corporate Office
LEARN MORE
Fact: This is one of the most common misconceptions we hear about reverse mortgages. Just like any mortgage or home equity loan, you continue to own your home, with your name on the title.
Myth: Reverse mortgages are designed to take advantage of retirees.
Fact: Reverse mortgages are specifically designed to help retirees. Many people are living longer - and they're rightfully concerned about outliving their retirement savings.
The ability to leverage home equity can provide a sense of security and financial support. The industry is also highly regulated. Any lender offering reverse mortgages must follow strict state and federal guidelines and regulations that are in place to protect borrowers.
Myth: Reverse mortgages are a last resort.
Fact: Many savvy homeowners use a reverse mortgage strategically — for example, as a safety net in case of emergencies. Think of it this way: There are different types of loans for different situations and stages of life — student loans, first-time homebuyer loans — and this is a loan designed specifically for people age 62 and older, to give them more financial flexibility. In the past, many reverse mortgage borrowers were “house rich and cash poor.” But in recent years, a lot has changed. There have been a number of product advances that have made reverse mortgages more attractive, and financial advisors have developed effective strategies for using a reverse mortgage as part of an overall retirement plan and is an important option to be considered.
Who We Are
Nexa Mortgage has been proudly providing Loan Services in Utah for years.
We want to help you with your future, both for yourself and your family. Let us make that difference for you!
Why get your reverse mortgage through Scott Berkley with NEXA Mortgage?
NEXA Mortgage is the country's largest completely wholesale mortgage broker, consisting of over 1,000 loan officers who have contracts with over 120 lenders, each of whom specializes in various types of mortgages, including reverse mortgages. We are your one-stop shop for the best products with the best terms.
Meet Scott Berkley
Scott Berkley
Scott has 25 years experience as an accountant, not a saleman. So his focus is on the numbers, not pushing products. Known for his integrity and insight, he can ultilize the breadth of the Nexa Mortgage team to get you what you didn't even think was possible.
CALL ME TODAY
Don’t wait too long! I look forward to talking with you soon!
Layton, UT 84040
sberkley@nexamortgage.com
