Credit Cards

What's the best credit card? That all depends on your needs. Compare cards side by side, read reviews, see our top picks in every category and learn more about rewards, points, interest rates and how to apply — all on NerdWallet.

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Credit Card Annual Fees Explained

Are credit card annual fees worth it? In this video, NerdWallet Credit Card expert Sally French breaks down why it often makes sense to pay an annual fee for a credit card, and when it may not.

From our partners

Wells Fargo Reflect® Card
Low intro APR for up to 21 months
Wells Fargo Reflect® Card
Bank of America Alaska Airlines Visa® Credit Card
Limited Time Offer - 70,000 bonus miles - Terms Apply
Alaska Airlines Visa® credit card
Chase Freedom Unlimited Credit Card
Introductory double cash back offer - Terms Apply
Chase Freedom Unlimited®
Chase Sapphire Preferred Credit Card
60,000 Bonus points offer - Terms Apply
Chase Sapphire Preferred® Card
Capital One Venture Rewards Credit Card
75k bonus miles offer - Terms Apply
Capital One Venture Rewards Credit Card
Discover it® Balance Transfer
Long intro APR offer
Discover it® Balance Transfer

Read our reviews

BankAmericard Review: A Great Breather From Credit Card Interest


NerdWallet rating 
You won't get ongoing rewards or perks, but it's a terrific option for paying down debt or financing a large purchase.

Capital One Venture Review: Easy Earnings, Effortless Redemptions


NerdWallet rating 
Earn 2 miles per dollar spent on everything. Redeem miles (at 1 cent apiece) for credit on your statement against any travel purchase, with none of the restrictions of airline cards.

Wells Fargo Reflect® Card Review: An Extended Break From Interest


NerdWallet rating 
The card offers a competitive 0% intro APR promotion on balance transfers and purchases.

American Express Blue Cash Preferred Review: Perhaps the Ultimate Family Card


NerdWallet rating 
You'll earn 6% back at U.S. supermarkets on up to $6,000 a year in spending, plus 6% back on select U.S. streaming services and 3% back at U.S. gas stations and eligible transit. Terms apply. The catch? A sizable annual fee.

Discover it Balance Transfer Review: A Debt Zapper With Rewards


NerdWallet rating 
You expect a balance transfer card to offer a lengthy introductory APR period. But this card also gives you cash back — and a reason to hold on to it long-term.

Upgrade Bitcoin Rewards Card Review: Crypto With a Few Caveats


NerdWallet rating 
The card combines features of credit cards and personal loans, and it earns 1.5% back in the form of bitcoin when you make payments on your balance.

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